July 2026 UPSC Current Affairs — 100 MCQs

100 MCQs graded from easy to hard, drawn from The Hindu, Indian Express, Livemint and PIB, with detailed explanations. The first 10 are free — unlock the full bank for ₹49.

Sample questions

Q1

Under the PM-KISAN Scheme, how is the assistance provided to eligible farmers?

a.Cash disbursal at panchayat offices
b.Paper vouchers through cooperatives
c.Reimbursement via state treasuries
d.Direct Benefit Transfer to bank accounts

Explanation

PM-KISAN credits support directly into farmers’ bank accounts via the Direct Benefit Transfer (DBT) system, typically in three installments totaling ₹6,000 annually. Cash handouts or paper vouchers are not used under this scheme, as they risk delays and leakages. Nor is the money routed as reimbursements through state treasuries; funds go straight to beneficiaries’ accounts. **Source:** Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Scheme: A Key Agricultural Policy — The Hindu, 31 Jul 2026 · https://www.thehindu.com/business/agri-business/centre-extends-pm-kisan-for-four-more-years-allocates-315-lakh-crore/article71290390.ece

Q2

Which one of the following compiles India's official R&D statistics?

a.Department of Science and Technology
b.NITI Aayog
c.Ministry of Statistics and Programme Implementation
d.Council of Scientific and Industrial Research

Explanation

India's R&D statistics are compiled by the Department of Science and Technology through its NSTMIS, which publishes GERD and sectoral data used for policy. NITI Aayog focuses on strategy and evaluation, not the official R&D statistical series. MoSPI produces national accounts and large surveys, while CSIR is a research performer; neither is the designated compiler of R&D statistics. **Source:** India's Research and Development Spending and Innovation Policy — The Hindu, 29 Jul 2026 · https://www.thehindu.com/business/Economy/indias-rd-spending-crosses-08-of-gdp-for-first-time-since-2010/article71282374.ece

Q3

Consider the following statements about PM-KISAN: I. It provides ₹6,000 per year to eligible farmer families. II. Payments are released in four quarterly instalments. III. Funds are transferred under the Direct Benefit Transfer (DBT) system. How many of the above statements are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

PM-KISAN’s design includes a fixed annual support of ₹6,000 delivered via the Direct Benefit Transfer architecture to beneficiaries’ bank accounts. This amount is split into three, not four, equal instalments each year. Therefore, the feature about DBT and the ₹6,000 entitlement are correct, while the statement claiming four quarterly releases is inconsistent with the scheme’s triannual disbursal. **Source:** Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Scheme: A Key Agricultural Policy — The Hindu, 31 Jul 2026 · https://www.thehindu.com/business/agri-business/centre-extends-pm-kisan-for-four-more-years-allocates-315-lakh-crore/article71290390.ece

Q4

Which organization issues India's official seasonal monsoon rainfall forecasts used for agricultural planning?

a.National Centre for Medium Range Weather Forecasting
b.Indian Space Research Organisation
c.Central Water Commission
d.India Meteorological Department

Explanation

The India Meteorological Department (IMD) publishes India’s official long-range monsoon forecasts, benchmarked to the Long Period Average, which guide agricultural planning and inflation management. The National Centre for Medium Range Weather Forecasting supports numerical weather prediction but is not the statutory issuer of the monsoon forecast. ISRO provides satellite observations that aid weather models but does not release official seasonal forecasts. The Central Water Commission monitors rivers and reservoirs and handles flood management, not nationwide monsoon rainfall outlooks. **Source:** Impact of Monsoon Variability on Agriculture and Food Inflation — Livemint, 31 Jul 2026 · https://www.livemint.com/news/india/imd-sees-below-normal-august-september-rains-reviving-inflation-fears-11785504521750.html

Q5

Consider the following statements regarding the measurement of R&D in India: I. GERD counts only government-funded research and excludes private corporate R&D. II. DST compiles national R&D statistics through the NSTMIS. III. R&D intensity is expressed as GERD as a percentage of GDP. How many of the above statements are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

GERD is defined as the total R&D expenditure performed within a country irrespective of the source of funding, so it includes government, business enterprise, higher education and others—making the first claim incorrect. In India, the Department of Science and Technology disseminates R&D statistics via its National Science and Technology Management Information System (NSTMIS). Policymakers commonly track R&D intensity as GERD-to-GDP. Hence two statements are correct, and the trap is mistaking GERD for a government-only aggregate. **Source:** India's Research and Development Spending and Innovation Policy — The Hindu, 29 Jul 2026 · https://www.thehindu.com/business/Economy/indias-rd-spending-crosses-08-of-gdp-for-first-time-since-2010/article71282374.ece

Q6

Consider the following statements: I. IMD classifies all-India seasonal monsoon rainfall as "Normal" when it is 96–104% of the Long Period Average (LPA). II. Paddy, soybean, and cotton are kharif crops sown with the onset of the southwest monsoon. III. El Niño conditions raise the probability of below-normal monsoon rainfall over India. How many of the above statements are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

IMD benchmarks seasonal rainfall against the LPA and labels 96–104% as Normal, a classification widely used in monsoon assessment. Key kharif crops such as paddy, soybean, and cotton are typically sown with the southwest monsoon’s onset, making their acreage sensitive to rain timing. ENSO teleconnections show El Niño episodes are statistically associated with an elevated risk of weaker Indian monsoons, even if not deterministic. Therefore, all three statements hold; options suggesting only one, only two, or none are inconsistent with these established facts. **Source:** Impact of Monsoon Variability on Agriculture and Food Inflation — Livemint, 31 Jul 2026 · https://www.livemint.com/news/india/imd-sees-below-normal-august-september-rains-reviving-inflation-fears-11785504521750.html

Q7

Consider the following statements about ISRO’s Gaganyaan mission: I. It will be preceded by three uncrewed missions to validate critical systems. II. The Crew Escape System permits rapid crew abort during launch emergencies. III. The Human Rated Launch Vehicle for Gaganyaan is an upgraded PSLV variant. How many of the above statements are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

Gaganyaan follows a phased approach with three uncrewed flights (e.g., G1–G3) before the crewed mission, and includes a Crew Escape System for launch-phase aborts—both core design features. However, the human-rated launcher is HLVM3 (the human-rated LVM3), not a PSLV derivative; PSLV is a different class and is not the vehicle being human-rated for this mission. Thus two statements are correct, and the PSLV linkage is the trap. **Source:** Gaganyaan Mission: India's Ambitious Human Spaceflight Program — Livemint, 30 Jul 2026 · https://www.livemint.com/news/india/gaganyaan-mission-update-govt-shares-details-says-ganganyatris-training-in-bengaluru-as-first-uncrewed-launch-nears-11785401829768.html

Q8

Consider the following statements about Sylhet Limestone and its paleoenvironmental interpretation: I. It is a middle-Eocene carbonate unit deposited in a warm, shallow tropical sea. II. Foraminiferal micropaleontology is routinely used to reconstruct relative sea-level changes in carbonate successions. III. Sylhet Limestone is composed predominantly of calcite and dolomite. How many of the above statements are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

Sylhet Limestone represents middle-Eocene shallow-tropical marine carbonate deposition, a setting well established by sedimentary structures and fossil content. Foraminiferal assemblages are standard micropaleontological proxies for paleo-bathymetry and relative sea-level variation in carbonate platforms. Its mineralogy is dominantly calcite and dolomite, reflecting marine carbonate precipitation and diagenetic alteration. Therefore all three statements are correct; choices suggesting fewer or no correct statements are inconsistent with these established geological facts. **Source:** Geological History of Assam: Evidence of Ancient Marine Environments — The Hindu, 21 Jul 2026 · https://www.thehindu.com/news/national/assam/parts-of-assam-were-once-under-sea-study/article71245831.ece

Q9

Statement I: A rising share of business enterprise in India’s GERD aligns the country’s R&D funding pattern with advanced economies. Statement II: In advanced economies, the business sector usually contributes the largest share of GERD. Statement III: A higher GERD-to-GDP ratio, by itself, guarantees faster long-run economic growth. Which one of the following is correct in respect of the above statements?

a.Both Statement II and Statement III are correct and both of them explain Statement I
b.Both Statement II and Statement III are correct but only one of them explains Statement I
c.Only one of the Statements II and III is correct and that explains Statement I
d.Neither Statement II nor Statement III is correct

Explanation

India’s increasing business share in GERD mirrors the prevalent pattern in advanced economies where business enterprises typically dominate R&D spending; this makes Statement II correct and explanatory of Statement I. However, higher R&D intensity alone does not guarantee growth—outcomes depend on research quality, diffusion, human capital, competition, and institutions—so Statement III is false. Therefore only one of the candidate explanations (II) is correct and it explains I; options asserting both are correct or neither are incorrect. **Source:** India's Research and Development Spending and Innovation Policy — The Hindu, 29 Jul 2026 · https://www.thehindu.com/business/Economy/indias-rd-spending-crosses-08-of-gdp-for-first-time-since-2010/article71282374.ece

Q10

Consider the following statements regarding currency valuation and RBI: I. The Real Effective Exchange Rate (REER) uses only nominal bilateral exchange rates and excludes inflation differentials. II. The RBI’s Monetary Policy Committee sets the policy repo rate by majority vote of six members. III. The Foreign Exchange Management Act, 1999 mandates a fixed rupee–dollar peg to maintain external stability. How many of the above statements is/are correct?

a.Only one
b.Only two
c.All the three
d.None

Explanation

REER is an inflation-adjusted index, incorporating price differentials across trading partners; it is not constructed solely from nominal bilateral rates. India operates a market-determined exchange rate under FEMA, with the RBI intervening to curb volatility rather than upholding any legally mandated rupee–dollar peg. In contrast, the MPC’s decision rule is well-defined: six members vote, and the policy repo rate is set by majority—making only that statement accurate. **Source:** Understanding Currency Valuation and Its Economic Implications — The Hindu, 29 Jul 2026 · https://www.thehindu.com/business/Economy/why-rbi-seem-to-believe-that-the-rupee-is-undervalued-explained/article71279656.ece

90+ more questions in the full July 2026 bank

Frequently Asked Questions

What does the July 2026 UPSC current-affairs bank cover?

100 UPSC-pattern MCQs on the most exam-relevant developments of July 2026, drawn from The Hindu, Indian Express, Livemint and PIB, each testing an enduring concept the news illustrates rather than a throwaway data point.

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There are 100 questions. The first 10 are free; unlocking the full July 2026 bank is a one-time ₹49.

Which sources are the questions from?

The Hindu, the Indian Express, Livemint and PIB press releases — distilled into exam-style MCQs with explanations.

First 10 free

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